Our Services at Valon Valley
Tailored financial solutions to help you achieve your dreams.
Tailored financial solutions to help you achieve your dreams.
It is our mission to provide an unparalleled level of quality advice to every one of our valued clients. With financial advisory and specialized insurance expertise, Valon Valley is able to help you achieve your goals. Our core offering includes:
At Valon Valley, we utilize a goals-based planning process that is designed to help our clients create a road map for achieving their lifetime goals. The most common source of stress for individuals and families is money. Proper understanding and getting control of your financial situation will help guide your efforts to achieving your goals and will also help to eliminate stress.
Our proven investment strategy brings logic and simplicity to your life, so you can focus on the things you can control and ignore the things you can’t.
Our independence eliminates the significant conflicts of interest commonly associated with most financial service providers. Meaning, we have no vested interest in recommending certain financial products over others. This level of independence means we’re free to align our investment recommendations with our client’s best interest rather than with the interests of financial institutions.
The strategies we recommend are always focused on tax efficiency. This approach helps minimize unnecessary taxation (both income tax and estate tax) which in turn improves your wealth accumulation and disposable income.
Our investment strategies are designed to help clients achieve better and more consistent investment returns with less risk than a traditional investor.
Our portfolio performance reporting system are leading edge and will enable us to report almost anything. Reports can measure performance monthly, quarterly or annually. The system will also provide a risk vs return analysis, overlap break down and bench mark comparisons.
Clients enjoy substantial diversification with access to some of the most successful fund managers in the world. We enable clients to gain access normally only available to portfolios greater than $40 Million.
Once your investment plan is implemented, we’ll monitor your portfolio daily to make sure your assets are performing accordingly to your plan. We will rebalance and make the necessary adjustments, so you never have to worry about your investments. Our process will help you feel even more confident in the decisions we make together to best protect your financial future.
Protecting yourself, your family, your home or your business against unexpected events is a fundamental aspect of protecting your wealth. Valon Valley offers four main risk management products, designed to give you the peace of mind you require to comfortably live your dreams.
Offers a range of death benefit protections, spousal coverage and cash-value accumulation features for a variety of needs. Life insurance is also used as an important estate planning tool, helping to ensure that your beneficiaries and heirs aren’t burdened with an unnecessary tax liability. After a careful analysis of your situation and objectives, we can help you obtain the coverage that addresses your needs, working with the most reputable insurance companies in the country.
The ability to work and generate an income is your most important asset. Protecting it, is paramount to pursuing both short- and long-term financial goals. Disability insurance helps guard your income and lifestyle from unexpected interruptions during your working years. Adequate disability coverage can ease the burden of lost income or wages while you recover from an accident or illness. It can also help prevent the depletion of savings or being forced to sell investments at an inopportune time to raise cash for living expenses. We work with Canada’s leading insurance providers to tailor income-replacement coverage to your specific needs, adding the features that are most important to you and your family.
Offers the financial help to pay the costs associated with life altering illnesses. If you become sick with a covered illness on your policy and survive the waiting period, you’ll receive a lump-sum cash payment. You can then use your benefit to maintain financial stability, access leading edge medical services or to aid your recovery how you see fit. Together we can determine the best provider for you as each company provides different features and benefits.
It’s easy for us to take our ability to perform day to day activities for granted. As we get older this can certainly change. As you continue to build and review your retirement plans it’s very important to consider your future health care needs. Long term care insurance provides an income-style benefit if you become unable to care for yourself due to aging, an illness, accident or deteriorated mental abilities. The money is for you and your family to use as you wish which gives you more control and choice while helping to protect your savings and income. Long term care services are not part of the Canada Health Act and government subsidized care is very limited.
High quality global asset managers personally hand selected along with the best of the best insurance carriers.
Valon Valley proudly supports:
